Customer Service. Cancellations, Refunds, Return Policies and Shop Limitations on Liability.

If you have any inquiries please contact us directly at CollectiveBudgeting@Gmail.com

All Products are IN STOCK, READY TO SHIP. If out of stock, products will be noted as out of stock. Reach out with inquiries on when to expect re-stock and availability.

Perfect For:

• Individuals and families practicing the Dave Ramsey Cash Envelope Method
• Anyone looking to implement a zero-based budget system
• Fans of cash stuffing envelopes for savings and budgeting
• Users of budget binders and cash inserts
• Those aiming for a more organized and efficient way to handle their finances

Order now and take the first step towards a well-organized and financially secure future.

Great use for:
- Cash Envelope System, Dave Ramsey Inspired
- Filofax, Kate Spade, or Luxe Wallet
- Budgeting
- Sinking Funds
- Couponing

Welcome to our Collective Budgeting  shop! Level up your daily and weekly savings habits and budgeting results with our products.

CUSTOMER CARE
We are a family-owned, caring small business, trying to help people wanting to gain back control over spending in a productive, positive way. We aim to create the most beautiful, aesthetically appealing budgeting products.

We handmake and responsibly source our products, and some may have slight discrepancies in measurements. And we ask that you order your handmade products with this in mind. We strive to make them as close to perfect as we can.

CANCELLATIONS/RETURNS
We are a small business with many handmade products, and by nature, cannot accept cancellations on any products sold after orders are placed, nor refunds or returns.

All sales are final, so please carefully select your items before placing an order, including measurements and dimensions.

Bookmark our Shop ellectiveBdugeting.com and come visit our Etsy store at https://collectivebudgeting.etsy.com and please come back!

We are a family-owned, caring small business dedicated to helping people regain control over their spending productively and positively.

All sales are final. Absolutely no refunds or exchanges are permitted. If there's an issue with your shipping carrier, please contact us and we will help you with status.

We expressly deny and do not accept any responsibility once a sold product is delivered to a shipping carrier or delivered to the USPS for shipment.