Heart Pendant Keychain | Crystal, Crochet, & Pearl Charm

Two styles. Two moods. Both beautiful.

These binder charms are designed to elevate your planner, wallet, or keyring with a little extra detail — whether you’re drawn to a sparkling crystal heart or something softer and sentimental.

Choose your style:

The Heart Bracelet design features a crystal-studded heart pendant, pink satin bow, and faux pearl loop that fits over your wrist. Available in gold or silver.

The Crochet Cluster style includes a gold-framed “I love you” heart pendant, a mix of round glass beads, and a hand-crocheted accent bead. Lightweight and full of thoughtful texture.

Both attach easily with a lobster clasp and split ring, so you can clip them onto your budget binder, zipper pouch, key set, or wherever you want a little charm.

Options Available:
Heart Bracelet in Gold
Heart Bracelet in Silver
Crochet Cluster in Gold

Details:

Charm styles: Crystal Heart Bracelet or Crochet Cluster
Clippable to binders, wallets, zipper pouches, and keyrings
Gold or silver tone hardware
Thoughtful, gift-ready, and functional
All styles come assembled and ready to use

💖 Perfect For:
• Budget binders (A6 + A5)
• Cash stuffing & savings challenges
• Planner lovers
• Girly, Parisian, aesthetic setups
• Gifts for budgeters & content creators

📏 Approx. Size:
4.5–5 inches depending on style

💌 Note: Each charm is sold individually. Binder, dashboards, and accessories shown are for display only.

Explore our entire store collection today and enhance your cash management.

This is a physical product.

Each product in our shop is crafted with care and attention to detail, and we strive to ensure that every customer is satisfied with their purchase. Each of these items is handmade, and while perfection is our goal, please understand that minor discrepancies that still look beautiful may occur. Thank you for supporting handmade artisans like us.

IN STOCK, READY TO SHIP.

Perfect For:

• Individuals and families practicing the Dave Ramsey Cash Envelope Method
• Anyone looking to implement a zero-based budget system
• Fans of cash stuffing envelopes for savings and budgeting
• Users of budget binders and cash inserts
• Those aiming for a more organized and efficient way to handle their finances

Order now and take the first step towards a well-organized and financially secure future.

Great use for:
- Cash Envelope System, Dave Ramsey Inspired
- Filofax, Kate Spade, or Luxe Wallet
- Budgeting
- Sinking Funds
- Couponing

Welcome to our Collective Budgeting Etsy store! Level up your daily and weekly savings habits and budgeting results with our products.

CUSTOMER CARE
We are a family-owned, caring small business, trying to help people wanting to gain back control over spending in a productive, positive way. We aim to create the most beautiful, aesthetically appealing budgeting products.

We handmake our products, and some may have slight discrepancies in measurements. And we ask that you order your handmade products with this in mind. We strive to make them as close to perfect as we can.

CANCELLATIONS/RETURNS
We are a small business with many handmade products, and by nature, cannot accept cancellations after orders are placed, nor refunds or returns.

Bookmark our Etsy store at https://collectivebudgeting.etsy.com and please come back!

We are a family-owned, caring small business dedicated to helping people regain control over their spending productively and positively.

All sales are final. Absolutely no refunds or exchanges are permitted with this shop's policies.