Rose & Pearl Binder Charm: Elegant Enamel Planner Keychain | Pink & Black Styles

This charm is designed to bring a little elegance to your everyday routine. Each piece features a dimensional enamel rose pendant surrounded by strands of classic pearl-style beads. It clips easily to your binder rings, planner zipper pouch, keyring, or wallet — wherever you want to add a soft, feminine touch.

The gold-tone hardware finishes it off with a polished look. Available in both soft pink and black rose variations. Whether you're accessorizing your budget binder or adding it to your keys, this charm is a timeless piece you'll reach for daily. Details: Enamel rose pendant in your choice of pink or black Pearl-style bead cluster with gold-tone accents Gold-tone lobster clasp and keyring Easy to clip on binders, zippers, keys, or pouches Lightweight and durable Style

Notes: Adds a refined touch to your budget system A beautiful gift idea for planner lovers Simple to use, beautifully made 💖 Perfect For: • Budget binders (A6 + A5) • Cash stuffing & savings challenges • Planner lovers • Girly, Parisian, aesthetic setups • Gifts for budgeters & content creators 📏 Approx. Size: 4.5–5 inches depending on style

💌 Note: Each charm is sold individually. Binder, dashboards, and accessories shown are for display only. Explore our entire store collection today and enhance your cash management. This is a physical product. Each product in our shop is crafted with care and attention to detail, and we strive to ensure that every customer is satisfied with their purchase. Each of these items is handmade, and while perfection is our goal, please understand that minor discrepancies that still look beautiful may occur. Thank you for supporting handmade artisans like us. IN STOCK, READY TO SHIP.

Perfect For: • Individuals and families practicing the Dave Ramsey Cash Envelope Method • Anyone looking to implement a zero-based budget system • Fans of cash stuffing envelopes for savings and budgeting • Users of budget binders and cash inserts • Those aiming for a more organized and efficient way to handle their finances Order now and take the first step towards a well-organized and financially secure future. Great use for: - Cash Envelope System, Dave Ramsey Inspired - Filofax, Kate Spade, or Luxe Wallet - Budgeting - Sinking Funds - Couponing Welcome to our Collective Budgeting Etsy store! Level up your daily and weekly savings habits and budgeting results with our products.

CUSTOMER CARE We are a family-owned, caring small business, trying to help people wanting to gain back control over spending in a productive, positive way. We aim to create the most beautiful, aesthetically appealing budgeting products. We handmake our products, and some may have slight discrepancies in measurements. And we ask that you order your handmade products with this in mind. We strive to make them as close to perfect as we can.

CANCELLATIONS/RETURNS We are a small business with many handmade products, and by nature, cannot accept cancellations after orders are placed, nor refunds or returns. Bookmark our Etsy store at https://collectivebudgeting.etsy.com and please come back! We are a family-owned, caring small business dedicated to helping people regain control over their spending productively and positively. All sales are final. Absolutely no refunds or exchanges are permitted with this shop's policies.